Privacy & Security

Privacy Policy

Your privacy matters to us. Learn how we collect, use, and protect your personal information at Cashvia.

Last updated: August 2025

Background

This Privacy Policy is framed in light of Section 43A of the Information Technology Act, 2000 read with Rule 4 of the Information Technology (Reasonable Security Practices & Procedures & Sensitive Personal Data or Information) Rules 2011, which requires Grow Money Capital Private Limited (hereinafter referred to as “Cashvia”) to provide policy for collects, receives, possess, stores, deals, handle or storage and disclosure of information.

Purpose

The purpose of this policy is to maintain the privacy of and protect the personal information of customers, employees, contractors, vendors, and business partners of Cashvia and collect and ensure compliance with laws and regulations applicable to Cashvia.

Cashvia intends to protect the privacy of its users and members on its site and maintain the privacy of the data provided by them to Cashvia from time to time and strongly committed to protecting the personal information, including but not restricted to, Sensitive Personal and Financial Information that customer submits to us and we would endeavor to protect it from unauthorized use.

Important Note

Information collected offline or through channels other than this website do not fall under the purview of this Privacy Policy.

Definitions

Company References

“We”, “our”, “us” and “Cashvia” refer to “Grow Money Capital Private Limited”

Website & Services

“Site” refers to the website, mobile site, and the application that we provide and which includes a link to our Online Privacy Policy.

“You” or “your” refers to anyone who visits, accesses, browses or uses the Cashvia website at https://growmoneycapital.com/ or obtains our services through our website.

Personal Information

Means any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person.

Sensitive Personal and Financial Information

Means such personal information that is otherwise not available to anyone except the customer, such as password, financial information, sexual orientation, medical records, and physical, physiological, and mental health condition. Such information is generally not available in the public domain.

Scope

The “Cashvia” or any person who on behalf of “Cashvia” collects, receives, possess, stores, deals or handle information of provider of information, should adhere to privacy policy for handling of or dealing in personal information including sensitive personal data or information and ensure that the same are available for view by such providers of information who has provided such information under a lawful contract.

Key Points

  • Applicable to all Cashvia employees, contractors, vendors, customers, and business partners
  • Covers anyone who may receive or have access to personal information
  • All employees expected to support privacy policy and principles
  • Policy provides information to meet organization's commitment to data privacy

Data Storage Locations

  • Cloud-based Data Center of our service provider
  • www.growmoneycapital.com

Collection of Information

Personal information may be collected online or offline. Regardless of the collection method, the same privacy protection shall apply to all personal information.

Collection Requirements

Personal information shall not be collected unless:
  • The data subject has provided valid, informed, and free consent
  • Processing is necessary for performance of a contract
  • Processing is necessary for compliance with legal obligations
  • Processing is necessary to protect vital interests of the data subject
  • Processing is necessary for performance of a task in public interest
Data Collection Principles
  • Data subjects shall not be required to provide more information than necessary
  • Optional fields shall be clearly labeled when not needed for service provision
  • Collection shall be avoided or limited when reasonably possible
  • Personal information shall be de-identified when purposes can be achieved without PII
  • Vendors must comply with Cashvia privacy requirements
Monitoring & Approval
  • Annual review and monitoring of information collected and consent obtained
  • Board approval required before adopting new electronic collection methods
  • Privacy policies of Third Parties reviewed before accepting their data

Use, Retention and Disposal

Information Usage

Personal information may only be used for the purposes identified in the contract agreements and only if the data subject has given consent.

Information collected will be used to:
  • Conduct customer due diligence in accordance with KYC Direction 2016
  • Facilitate credit facility as borrower applied for
  • Perform credit underwriting for sanction of credit facility
  • Conduct ongoing monitoring

Retention & Disposal Policies

  • Personal information retained only as long as necessary for identified business purposes
  • Information destroyed when no longer necessary to prevent unauthorized access
  • Data may be de-identified when use is no longer required
  • Documented process to communicate changes in retention periods to data subjects
  • Information erased if storage violates data protection rules or knowledge no longer required

Sharing and Transfer of Information

Data Subject shall be informed in the Contract agreement, if personal information shall be disclosed to Third Parties/partner firms, and it shall be disclosed only for the purposes described in the contract agreements and for which the data subject has provided consent.

Disclosure Requirements
  • Personal information disclosed to Third Parties only for reasons consistent with contract purposes
  • Data subjects notified prior to disclosure for purposes not previously identified
  • Privacy practices and requirements communicated to Third Parties
  • Third Parties must sign NDA before any personal information disclosure
  • NDA includes terms on non-disclosure of Personally Identifiable Information (PII)

Security of Information

Information security policy and procedures shall be documented and implemented to ensure reasonable security for personal information collected, stored, used, transferred, and disposed of by Cashvia.

Security Measures
  • Logical and physical security procedures maintained
  • Board-approved business continuity and disaster recovery policy
  • Protection against accidental disclosure from natural disasters
Incident Response
  • Incident response protocols established and maintained
  • Information asset labelling and handling guidelines
  • Controls specific to storage, retention and transfer

Cookies and Web Beacons

Cookies

Like any other website, Cashvia collects certain information from the user’s browser using small data files called “cookies”. These cookies enable us to store information including visitor preferences, IP addresses, passwords, and allow visitors to securely move to different website pages without having to re-enter password information.

This information is used to customize our web page content and optimize user experience based on the visitor’s browser type and/or other such information.

Web Beacons

The web pages contain electronic images known as “web beacons” (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how the website is used. Web beacons may also be used in some of Cashvia emails to know which emails and links recipients have opened, allowing us to gauge the effectiveness of customer communications and marketing campaigns.

Data Security

Any information collected is stored in secured cloud data centers protected by a variety of access controls and is treated as confidential information by Cashvia.

Link to Third Party Websites

Our site includes links to other websites whose privacy practices may differ from those of Cashvia. The inclusion of a link does not imply any endorsement by Cashvia of the third-party website, the website’s provider, or the information on the third-party website.

If users submit personal information to any of those websites, such information is governed by the privacy policies of such third-party websites and Cashvia disclaims all responsibility or liability with respect to these policies or the websites. Users are encouraged to carefully read the privacy policy of any website that they visit.

Children’s Information

Another part of our priority is to ensure protection for children while using the internet. We encourage parents and guardians of children to observe and participate in monitoring and/or guiding their online activities.

Cashvia will never knowingly collect any Personal Identifiable Information from children below the age of 13.

If you think that your child has divulged any such information on our website, we strongly urge you to contact us immediately. We assure you of prompt action in removing any such information available in our records.

Consent

By using our site, you hereby provide consent that you agree and consent to the collection, transfer, use, storage, disclosure, and sharing of your information as described and collected by us in accordance with this Policy.

If you do not agree with the Policy, please do not use or access our site.

General

Any change due to legislative amendment or enhancement of functionality or in the content of the site we may make changes in the privacy policy and changes will be applicable only on a prospective basis so we recommend you to review this page periodically to know about the changes.

Please note that this privacy policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.

Disclaimer

All the information on our website is published in good faith and for general information purposes only. Cashvia does not make any warranties about the completeness, reliability, and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. We will not be liable for any losses and/or damages in connection with the use of our site.

From our site, you can visit other sites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites.

Please be sure to check the Privacy Policies of external sites as well as their “Terms of Service” before engaging in any business or uploading any information.

Review of the Policy

The Policy should be subjected to an annual review by the management and modifications, if any warranted, should be taken up for the approval of the Board.

If there are any amendments in the regulations, revision in the policy should be staged for Board’s approval in the immediately ensuing Board Meeting, after the amendments are notified by the regulation.

Questions About Our Privacy Policy?

If you have any questions or concerns about our privacy practices, please don’t hesitate to contact us.

Contact Us

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