Legal Terms

Terms & Conditions

Please read these terms carefully before using our website and services. These terms govern your relationship with Grow Money Capital Private Limited.

Effective from the date of website access

Terms of Use

These Terms of Use (the “Terms of Use”) govern the use of our www.eclearleasing.com (Website).

Mandatory Agreement

Please read these Terms and Conditions carefully before using the Website www.eclearleasing.com. This Website belongs to Grow Money Capital Private Limited (hereinafter referred to as “Cashvia”). By accessing any part of this Website and/or using the information provided on, or downloading materials from this Website, you agree to be bound by the Terms and Conditions set forth herein.

If you do not agree to abide by these Terms and Conditions please do not access/use this Website or download materials from this Website.

Definition: For the purposes of these Terms of Use, “You” or “your” refers to anyone who visits, accesses, browses or uses the Cashvia website at www.eclearleasing.com.

Our Objective

We have developed a simple and innovative platform to offer customizable best-suited credit facility of personal loans, business loans and Loan against Property.

Our Services Include:

  • Personal loans tailored to your needs
  • Business loans for commercial requirements
  • Loan against Property for secured lending
  • Flexible credit limits and repayment options
  • Multiple payment facilities through service providers

Regulatory Compliance

All our Services are subject to applicable laws, government notifications, the rules, regulations, and guidelines issued by the Reserve Bank of India (“RBI”), any other regulatory bodies defining the rules/regulations governing the offer of any Services on the website.

Limited License

License Grant

We grant you a non-exclusive, non-transferable, limited right of access to this Website. You are not permitted to archive or retain any information or content herein in any form without our prior written permission.

This limited right to access the Website terminates automatically, without notice to you, if you breach any of the Terms and Conditions mentioned herein.

Prohibited Activities

You agree not to:

  • Use this Website for any illegal purpose
  • Use the Website in any manner inconsistent with these Terms
  • Transfer, distribute or dispose of any information that could compete with Cashvia
  • Compromise or imperil the interests of Cashvia
  • Misrepresent your identity or account information

Your Obligations

  • Protect the proprietary rights of Cashvia during and after this agreement
  • Comply with all reasonable written requests to protect contractual and legal rights
  • Notify Cashvia promptly of any unauthorized access or copyright infringement claims
  • Acknowledge that all intellectual property continues to vest with Cashvia

Website Access Rights

We reserve the right to deny you, at our sole and absolute discretion, access to the Website, including any portion thereof without any prior notice.

Eligibility Requirements

Basic Requirements

You represent and warrant that you are competent and eligible to enter into a legally binding agreement and be bound by these Terms & Conditions. You shall not access and use the Platform or avail our Services if you are not competent to contract under the applicable laws, rules and regulations.

User Requirements

  • Must be competent to enter legally binding contracts
  • Indian national with tax residency in India
  • Not a tax resident of any other country
  • Qualify under Cashvia's internal policies

Cashvia Rights

  • Right to modify internal policies without notice
  • Right to deny account opening for unreliable information
  • Right to terminate accounts for information deficiency
  • Right to add verification procedures in future

Account Management

We shall have the right to deny or not allow opening of Cashvia user Account if the information provided by you does not, in our sole discretion, amount to reliable information or appears to be fraudulent.

We shall have the right to terminate Cashvia user Account if we discover any deficiency in the information provided by you at a later date.

Third-Party Service Providers

We may employ third-party service providers and individuals due to the following reasons:

Purposes of Third-Party Engagement

  • To facilitate our Service
  • To facilitate payment-related services
  • To provide the Service on our behalf
  • To perform Service-related services
  • To assist us in analyzing how our Service is used

Data Access & Protection

You acknowledge that the third-party service provider/agent/agencies will have access to your personal information on a need basis to assist us in rendering Service.

The service providers are restricted from using the information for any other reason and are obligated not to disclose or use the information for any other purpose.

Representations, Warranties and Undertakings

Service Jurisdiction

The information and data contained in the platform do not constitute an offer to buy or sell or solicitation of an offer to buy or sell any Services in any jurisdiction other than India.

Disclaimers

Cashvia does not make any warranty that the contents of the Website are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof.

The information on this Website is updated periodically. Cashvia gives no warranties (whether expressed or implied) or recommendations, as to the quality, accuracy, efficacy, completeness, performance, fitness for a particular purpose of this Website or any of its contents.

The content of this Website does not constitute an express or deemed opinion or an expert view.

User Responsibilities

Any decisions will be based solely on your own evaluation and neither Cashvia or its representatives nor any third party shall be liable for any loss or damage of any kind whatsoever, caused by your reliance on the information obtained through this Website.

You understand that Cashvia does not provide any warranties for its Services and shall not be made liable for any claims made by you or any third party.

You undertake to accept and be solely liable for the Services availed by you from Cashvia.

Indemnification

You further undertake to indemnify and hold harmless Cashvia, its affiliates, and their respective directors, officers, employees, agents and representatives against all damages suffered or losses incurred by Cashvia arising due to any act, omission, or claim initiated by you or any third party in relation to the Services availed by you or in case of breach of these Terms & Conditions or any warranty by you.

Collection of Information and Evidence of Transactions

In the course of availing Services, you authorize Cashvia, directly or through third parties, to make any inquiries we consider necessary to validate your identity and to collect information about you in accordance with these Terms & Conditions or our Privacy Policy or in accordance with applicable law.

Information Verification Process

  • Asking for further information to reasonably identify you
  • Requiring steps to confirm ownership of email address or financial instruments
  • Verifying your information against third-party databases
  • Verification through other reliable sources
  • Requiring documents to help validate your identity

Account Restrictions

In the event Cashvia is unable to obtain or verify your information, Cashvia reserves the right to close, suspend, or limit access to your Account and/or the Services rendered.

Consent Requirements

  • Consent to validate identity and collect information
  • Consent to use and share provided information
  • Consent to assess information based on Platform usage
  • Agree to provide only true, accurate, current information

Required Data Access

  • Financial SMS messages
  • Phone contacts
  • Location data
  • Installed applications
  • Device storage and other data

Transaction Records

In respect of any transactions which may be permitted by Cashvia from time to time, Cashvia’s own records of such transactions, maintained through computer systems or otherwise, shall be accepted as conclusive and binding for all purposes. The record of Cashvia generated by the transaction(s), including the recording of the time of the transaction(s), shall be conclusive proof of the genuineness and accuracy of such transactions.

Limitation of Liability

Comprehensive Liability Limitation

In no event shall we be liable for any direct, indirect, punitive, incidental, special or consequential damages or for any damages whatsoever including, without limitation:

  • Damages for loss due to use, data or profits
  • Arising out of or connected with access, use or performance of website functions
  • Interruptions, delays, even if advised of possibility of damages
  • Cost of getting substitute facilities on the website
  • Any products, data, information or services purchased or obtained
  • Messages received or transactions entered into through the platform
  • Unauthorized access to or alteration of transmissions or data
  • Statements or conduct of anyone on the platform
  • Inability to use the platform or provision/failure to provide functions

This applies whether based on contract, tort, negligence, strict liability or otherwise. This clause shall survive in perpetuity.

Right of Revision/Modification

Cashvia may revise and update these Terms and Conditions from time to time. Your continued usage of the Website is considered as an implied acceptance of the changes and that you agree to abide by these Terms and Conditions for usage of this Website.

In case you share any information on this Website, please also read the Privacy Policy of Cashvia.

Governing Law and Jurisdiction

These Terms & Conditions (and by extension, the Privacy Policy) are governed and construed in accordance with Indian law.

By using the platform, you hereby irrevocably consent to the exclusive jurisdiction and venue of Courts where the registered office of the Company is situated, in the event of any disputes arising out of or in relation to your access to and use of the platform.

Questions About Our Terms?

For any legal queries or clarifications regarding these terms and conditions, please contact us.

Legal Support

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